We Brighten the Path to Home Ownership
Owning a home is one of the biggest accomplishments for adults, young and old. Mortgage of Idaho is here to guide you along the path of loans, interest rates, and so much more.
Your Path to Homeownership Starts Here
If you are ready to jump into homeownership or want to save money on your current mortgage payments, our professionals can help you find the best solution. Learn more about our services below.
FHA Loans
These government based loans can help those who have a lower income but want to enjoy homeownership. Our loan officers can help you meet the minimum requirements and obtain a loan with the best rates for your current financial status. One of the easiest loans to qualify for, FHA loans can help expedite your journey to a safe home.
Conventional Loans
Conventional loans are provided by private-sectors and can help you save money on down payments, avoid loan limits, and offers flexible mortgage rates. Individuals with multiple incomes and a large down payment are the optimal candidates for conventional loans.
Non-Conventional Loans
Non-conventional loans are not backed by government sponsored enterprises and are best for those with unique income situations. For those that may not qualify for conventional loans, FHA loans, VA loans, or USDA loans are available under this umbrella.
Refinance
As interests rates fluctuate, current homeowners may want to refinance to save money on their monthly mortgage payments. Refinancing is a technical process that requires a mortgage expert. Your current mortgage terms can be changed to provide better flexibility.
VA Loans
Our veterans and service members deserve assistance and care with every aspect of life. VA loans often come with 0% down payments, competitive interest rates, and no private mortgage insurance. Our lenders want to help give back to those who have selflessly served our country in any way possible.
First Time Home Buyers Loan
Your first home will always be important to you. First time homeownership may seem intimidating, but with First Time Homebuyer Loans, you can have confidence in finding a home you love and making those monthly mortgage payments. No matter your income, these loans can help you get into your dream space with ease.
Take the Stress Out of Home Buying with Our Process
Navigating a loan shouldn’t feel like a mystery. We’ve simplified every step and promise to keep you in the loop daily. Rest easy knowing you have a dedicated partner guiding you home with clear communication and zero surprises.
Get Pre-Qualified or Pre-Approved
Meet with our mortgage experts to discuss your financial standing and current credit score to see how much you can qualify for. Our team will ensure you get the best pre-approval possible.
Find a Home & Send Us the Contract
Have a home in mind? Send us the information about your dream home and we will work on getting approval for you to purchase with your loan. Working with our team ensures that there are no surprises or pitfalls when purchasing a home.
Upload Remaining Documents
Documents such as asset verification, bank statements, pre-approval letters, and title insurance policy will be required before you can officially close on your home.
Final To-Do’s
Motgage of Idaho will help you ensure that your funds are secured and closing disclosures are correct so that the purchasing process goes smoothly.
Close On Time
Working with a qualified mortgage lender will ensure that your funds are released appropriately and all documents are submitted to the real estate agent. If you want to close on time, Mortgage of Idaho should be your top choice.
Why Choose Mortgage of Idaho
Our team is the top mortgage company in Idaho, providing a wide range of loan options, expert guidance along the homebuying path, and adding a personal touch that you won’t get from other mortgage lenders.
Personal & Friendly
Our team is dedicated to building quality customer relationships. We know how important loans and homeownership is to individuals. Mortgage of Idaho takes pride in helping homeowners accomplish their goals.
Comprehensive Range
Each member of our team has a range of skills that are necessary for loan approval, ownership assistance programs, and competitive interest rates. You will have confidence in your payments and loan amount when working with our team.
Free, No Obligation Quotes
Not sure if our team is the best fit for you? Mortgage of Idaho can help you get a quote on our services or help you understand your pre-approval status with no strings attached. You should be the master of your home-buying process.
Got Questions? Find Clarity Here
Still have questions about our services, what loan is best for you, or how to get started? Learn more below!
Expert Financing for Your Next Home—or the One You’re in Now
Home buying shouldn’t be complicated. Work with Mortgage of Idaho to get into your dream space faster and without financial stress.
Your Mortgage Success Center
Need additional help? Check out our blog for more financial insight!
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